Why pay more when

you could pay $0?

4 out 5 customers that apply receive a $0 premium plan


Are you dreading high health insurance premiums?

Take a few minutes to see if you're eligible for a $0 premium plan.

Don't leave the chance of low-cost to $0 premiums on the table.

100% Risk-free. Safe & Confidential.

Who Do You Want to Get Insurance for Today?

...And many more trusted carriers

How It Works

It is a simple process.

Complete the form, and we'll handle everything else.

Fill out the online form

In under 5 minutes, you can complete the form, with no phone calls required.

We Look for $0 Plans for You

Our skilled, licensed agents will pair you with the ideal policy for your needs.

Confirmation of Coverage

Upon approval, you'll get a confirmation and your health insurance card mailed to you.

Who is Marketplace America?


Helping customers save on health insurance is our mission.

With 10+ years of experience, we understand finding health coverage is overwhelming. As licensed health insurance experts, we want you to save money with quality plans that fit your needs.

Don’t stress about healthcare because we’re here to guide you. We want you and your family to get help with your health insurance costs.

Believe it or not, many families don’t know about how much they could save.

We work with you to show you what is affordable, what kind of coverage you need, and to educate you about your options.

So, why not see if you can get health insurance without the big price tag? We’ll do our best to find the right insurance plan for you.

100% Risk-free. Safe & Confidential.

Why Choose Marketplace America?

4 out of 5 households qualify

Our licensed agents are able to secure

$0 plans for majority of our customers.

Skip The Call. Apply Online

100% online, no calls required. We'll reach out via text or email if we need more info.

Affordable Health Insurance

Find the best affordable health coverage for year-round health management.

Affordable Health Insurance Made Easy

See what our customers say after getting quality, low-cost health insurance plans

“I got confused trying to find a plan. So, I called Marketplace America and they got me enrolled in a plan that includes my doctors and drugs in less than 10 minutes.”

Lisa, Plano, TX

“I own a small business with 12 employees. I couldn’t afford to provide health insurance for myself, much less for my employees. I found Marketplace America and it was easy to sign-up for health coverage. So, I gave their number to all my employees, now all my employees are covered as well.”

Frank, Biloxi, MS

“I’m unemployed and I have no money, but I still needed health insurance. I called Marketplace America and they got me enrolled in a zero premium plan, that’s like getting free health insurance!”

Jimmy, Florence, SC

Discover the $0 premium plan that best fits your needs

Checking your eligibility is as smooth as

one-click shopping—swift and hassle-free.

100% Risk-free. Safe & Confidential.

Frequently Asked Questions

What is a $0 premium plan?

A $0 premium policy plan means you don't have to pay every month to have health insurance. You can often find these plans through Medicare Advantage or with the help of Marketplace subsidies.

How do insurance companies offer $0 premium plans?

Insurance companies can give $0 plans because the government helps pay for them. For some plans, like Medicare Advantage, the government gives money to these companies. For ACA-compliant health plans, special programs like the American Rescue Plan (ARP) lower the cost for people who qualify.

When can I enroll in a $0 premium plan?

Times vary but the best time to find ACA-compliant $0 premium plans is during Open Enrollment. For most states, the enrollment period for 2024 coverage begins on November 1, 2023, and ends on January 15, 2024.

Is dental covered by $0 plans?

Dental coverage will vary due to the specific plan and insurance provider. It is crucial to review the plan details to see what dental services are covered and what out-of-pocket costs you may be responsible for.

Are pre-existing conditions covered under $0 plans?

Under the Affordable Care Act (ACA), insurance providers cannot refuse to cover you. They are required to cover the essential health benefits for any condition you had before your coverage started.


This website is operated by Palmetto Health Pro, dba Marketplace America, under agent Tina Knight NPN: 17109406 and is not the Health Insurance Marketplace website. Click here for a listing of licensed states and state license numbers. In offering this website, Marketplace America is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) standards established under 45 C.F.R. 155.260 to protect the privacy and security of personally identifiable information and state insurance laws applicable to ACA plans. This website may not display all data on Qualified Health Plans being offered in your state through your state or the federal Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to your state Health Insurance website or the federal the Health Insurance Marketplace website at HealthCare.gov. The rates displayed on this website are cost estimates and though we attempt to be as close to your final cost share as possible, it cannot be determined until you verify your eligibility by completing the application process via the federal or state marketplace. For quality control purposes, your activity on this website may be monitored or recorded by Marketplace America or its service providers.